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Product Illustration
Atlas Wealth Planners · For Consultant Reference Only
Internal Use
2
5
8
10
Client Details
Annual Premium (S$)
Min S$7,800 · 8-year term
Entry Age
Gender
Male
Female
Assumed Growth Rate (% p.a.)
Enter rate e.g. 4.0, 6.5, 8.0
Dividend Payout Fund
No dividend payout
Global Dynamic Income Fund (5% p.a.)
Global Adventurous Income Fund (7% p.a.)
Dividend paid out annually from chosen age; policy continues at assumed growth rate
Dividend Start Age
Age at which annual dividend begins
Growth Rate During Div Phase (% p.a.)
If blank, uses the main rate above — e.g. switch to lower-risk fund
Ad-Hoc Top-Up (S$)
3% one-time charge · net invested earns same returns & dividend
Top-Up in Policy Year
Top-up pool auto-drawdowns to fund future premiums
Top-Up Pool Return
Same as main policy rate
Fixed 8% p.a.
Same as dividend fund above
Rate used to grow the top-up reserve in the drawdown schedule
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Client Details
Annual Premium (S$)
Min S$2,400
Initial Investment Period
— Select IIP —
IIP 10 years
IIP 15 years
IIP 20 years
Entry Age
Gender
Male
Female
Assumed Growth Rate (% p.a.)
Enter rate e.g. 4.0, 6.5, 8.0
Continue Paying After IIP
No — stop at IIP
Yes — 5 extra years
Yes — 10 extra years
Yes — 15 extra years
Yes — 20 extra years
Yes — custom years
Continuing earns 5% bonus (11th–20th premium) & 8% (21st+ premium)
Dividend Payout Fund
No dividend payout
Global Dynamic Income Fund (5% p.a.)
Dividend paid out annually; policy continues at assumed growth rate · Adventurous not available for APA
Dividend Start Age
Must be after IIP paying years complete
Growth Rate During Div Phase (% p.a.)
If blank, uses the main rate above
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Client Details
Annual Premium (S$)
Min S$18,000 · 5-year term
Entry Age
Gender
Male
Female
Assumed Growth Rate (% p.a.)
Enter rate e.g. 4.0, 6.5, 8.0
Dividend Payout Fund
No dividend payout
Global Dynamic Income Fund (5% p.a.)
Global Adventurous Income Fund (7% p.a.)
Dividend paid out annually from chosen age; policy continues at assumed growth rate
Dividend Start Age
Age at which annual dividend begins
Growth Rate During Div Phase (% p.a.)
If blank, uses the main rate above — e.g. switch to lower-risk fund
Ad-Hoc Top-Up (S$)
3% one-time charge · net invested earns same returns & dividend
Top-Up in Policy Year
Top-up pool auto-drawdowns to fund future premiums
Top-Up Pool Return
Same as main policy rate
Fixed 8% p.a.
Same as dividend fund above
Rate used to grow the top-up reserve in the drawdown schedule
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Client Details — AIA Platinum Wealth Venture 3.0 (2-Pay)
Annual Premium (S$)
Min S$48,000 · 2-year term
Entry Age
Gender
Male
Female
Assumed Growth Rate (% p.a.)
Enter net-of-FMC rate e.g. 3.7, 7.7 (FMC embedded in fund)
Dividend Payout Fund
No dividend payout
Global Dynamic Income Fund (5% p.a.)
Global Adventurous Income Fund (7% p.a.)
Dividend paid out annually from chosen age; policy continues at assumed growth rate
Dividend Start Age
Age at which annual dividend begins
Growth Rate During Div Phase (% p.a.)
If blank, uses the main rate above — e.g. switch to lower-risk fund
Ad-Hoc Top-Up (S$)
3% one-time charge · net invested earns same returns & dividend
Top-Up in Policy Year
Top-up pool auto-drawdowns to fund remaining premium years
Top-Up Pool Return
Same as main policy rate
Fixed 8% p.a.
Same as dividend fund above
Rate used to grow the top-up reserve in the drawdown schedule
✨
Fill in all fields to generate illustration